Providing Prepaid Funeral Plans
Since 1993
Flexible, Affordable
Prepaid Funerals
Available in Melbourne
& Geelong
We offer in-person appointments at a location convenient to you.
Our team are specialists in arranging and managing prepaid funerals. We have supported people to pre-plan burial and cremation services for over 33 years with our personalised service.
Prepaid funerals allow you to plan your funeral with confidence, easing stress for you and your family by knowing that the funeral you would like is locked in at in today’s prices.
We offers guidance with compassion, clarity and respect, in a practical way that can help you decide now, rather than leave difficult choices and costs to your loved ones later.
For more information on what a prepaid funeral is, why people choose them, how they work, what we our funeral services include and some commonly asked questions, please read below.
We provide a flexible, personalised prepaid funeral service
If you would like to discuss prepaid funerals or would like to arrange an appointment, speak with our helpful team on
(03) 9419 0004
OR contact us by email using the link below
Advantages of Prepaid Funerals
Provides Peace of Mind
Prepaid funerals are an assurance that aspects of your funeral that are important to you will be carried out the way that you would like.
Makes funerals easier for others
Pre-paying your funeral alleviates the financial burden and many of the decisions associated with arranging a funeral service. Knowing that this has been taken care of lifts some of the emotional strain on family members and significant others.
Paying at today’s prices
Prepaid funerals enable you to lock in a price for a funeral service avoiding the inevitable price increases associated with funeral products and services due to inflation over time.
Protects your Pension
Money paid for our Prepaid Funerals is invested in a Capital Guaranteed Prepaid Funeral Bond. Money invested in Funeral Bonds is eligible for government income and asset test exemptions. Our Prepaid Funerals fall under the value limits that apply.
No ongoing payments
Once a Prepaid Funeral Agreement is in place, there are no further payments required even if the service doesn’t take place for another 30 years. Prepaid Funerals differ from Funeral Insurance Plans which require ongoing premiums.
Planning with and for others
When managing another person’s affairs as Power of Attorney or Guardian, a Prepaid Funeral ensures that you can put in place a plan for their future funeral service. This provides an opportunity to make joint decisions in advance, alleviating some of the decisions when the funeral is required.
Prepaid Funeral Plans: What Are They?
Prepaid Funerals enable you to plan and pay for your funeral service in advance, at today’s prices, providing peace of mind. At the time the funeral is required, all that is agreed upon is provided at no additional cost. This is a practical, caring choice that protects loved ones from financial pressure and difficult decisions at the time a funeral is needed.
Prepaid funerals involve deciding on the type of funeral you would like and letting us know of any specific or unique inclusions. These may be as specific as type of floral sheaf arrangement, music to be played or any important ceremonies to be included in the funeral. All that you would like to be included is then outlined on a Prepaid Funeral Agreement ensuring that they will be provided.
Our professional, caring team are readily available to support you in the planning of the type of funeral you would like, and in understanding the cost, how money paid is invested and the signing of required documentation. We offer appointments to meet with you and carers or family members for in-person assistance at a location convenient to you when preferred.
Prepaid Funerals are held until a funeral is required. While a funeral may not be required for many years, all that is included in the Prepaid Funeral Agreement will be provided at no additional cost.
Prepaid Funerals are not the same as funeral insurance. They do not involve ongoing payment of premiums. Once payment is made for your prepaid funeral, no additional payments are required.
How Prepaid Funerals work
Arranging a Prepaid Funeral begins with us providing information and a discussion about your wishes and preferred service type. Our Prepaid Funerals can be tailored to suit any cultural, religious or personal preferences. We will provide a clear quote of our pricing and information about the KeyInvest Funeral Bond where prepaid money is held. We will readily answer any questions you may have with no obligation to use our service.
Our team offers the opportunity to provide information either by phone, mail, email or during in-person appointments, giving you options and flexibility in how you would like to receive information and organise your prepaid funeral.
When a decision has been made to proceed, we document all that you have requested in a legally compliant contract known as a Prepaid Funeral Agreement, which is signed by both our company and either yourself or your financial representative (Power of Attorney or Guardian). Associated documentation for the government approved, regulated KeyInvest Funeral Bond and any associated prepaid cemetery fees is also signed.
Once payment is made, the majority of the funds is immediately paid into the Funeral Bond and to cemeteries (when applicable). Money invested in the bond remains secure in the name of the person holding the Prepaid Funeral and cannot be released until the funeral service is required. This ensures that your money is safe and your prepaid funeral will be honoured.
You will be provided with your Prepaid Funeral Agreement, a copy of your Funeral Bond document and any pre-purchased cemetery certificates. Prepaid Funeral Agreement cards will be provided to you. These can be kept in your wallet or provided to your next of kin or caregivers for easy reference.
We choose to invest money paid for Prepaid Funerals in Capital Guaranteed Funeral Bonds with KeyInvest (formerly Australian Friendly Society). For information regarding their funeral bonds visit their website using the link below:
Funeral Bonds | Secure Your Wishes | KeyInvest
Prepaid Funerals: What is Included?
We will support you to make decisions regarding the key aspects of the funeral you wish to include in your Prepaid Funeral. Our Prepaid Funerals usually have the following inclusions which are outlined in our package prices
- Our service fee (including staffing & administration fees) to provide the funeral you would like
- Prepaid funeral administration
- Transfer into our care *
- Mortuary preparation & care
- Venue of the funeral service (Cemeteries, churches, other)
- Cremation or Burial arrangements
- Choice of Celebrant or Clergy
- Coffin type
- Floral Arrangements & Stationery
- Religious requirements (eg. Buddhist Service, attendance of specific religious clergy)
- Other specific requested additions or inclusions (eg. Audio Visual Presentations, petal ceremonies, RSL services)
* Conditions apply to transfer service included – please contact us for further information
Funeral Package Prices
* an administration fee of $440 applies to our prepaid funerals
Additional to our current package prices which can be viewed using the links below
Funeral Services
Affordable packages for funeral services held cemetery chapels, religious venues and churches & alternative venues.
Funeral Services
Funeral service packages for affordable services at gravesides, in cemetery chapels & venues.
Cremation
Low-cost cremation service package with the option for in-person appointments & affordable viewings or farewells.
Services
Our affordable memorial service packages include our direct cremation or burial service & arranging a life celebration.
Frequently Asked Questions
Yes. The money that you pay is invested in a secure Capital Guaranteed Funeral Bond held with a regulated friendly society (KeyInvest) It is held in your name after payment of cemetery fees (when applicable), GST, and our administration fee. This is in accordance with the Victorian Funerals Act (2006) which ensures that your funds are held in a safe bond.
Money held in a Prepaid Funeral Bond is not considered an asset or income on Pensioner income tests with Centrelink and DVA (Department of Veteran’s Affairs). Conditions apply. Contact us for more information,
Yes, we offer prepaid funerals for all types of burial and cremation funeral services. You can personalise your prepaid arrangements with inclusions and preferences to suit your wishes
No, our pricing is transparent, and we provide clear documentation for what is included in your prepaid funeral arrangements, with GST included. Our current package prices apply to our prepaid funeral plans with an additional prepaid administration fee of $440.
Yes, it is possible to make changes to your agreement. Upgrading services will incur an additional cost. Please contact our staff to discuss any changes you require.
Yes, you can arrange a prepaid funeral for another person when you have been appointed Power of Attorney (financial) or Guardian for that person and have the authority to sign financial documents on their behalf.
Yes, we can arrange appointments either at our office or travel to meet with you and any family or support people at a convenient location such as your home. Appointments are suggested if you require assistance to make decisions, understand financial aspects or require assistance to sign documentation. No additional fees apply to appointments held in Melbourne, the Mornington Peninsula or Geelong. Remote appointments can be arranged virtually as required.
In the unlikely event that we go out of business, the money paid into the funeral bond with KeyInvest is safe as it is held in your name. We can only access the funds at the time of your passing. If we are no longer operating when a funeral service is required, the value of the bond can either be paid to your estate or an alternative funeral director to contribute to your funeral costs.
Why People Choose Us to Organise Prepaid Funerals?
Our team offers much experience arranging and managing prepaid funerals which we have done for over 30 years. We offer compassionate guidance, transparent pricing and personalised support. We take care to assist clients in understanding every step, without pressure or confusion, so that each person feels reassured and confident in their prepaid funeral choices. Our experience, flexiblity and commitment to making the process simple and respectful is appreciated by our clients.
Our Prepaid Funerals enable you to lock in the cost of your funeral at today’s prices. This removes any financial burden on your loved ones at a difficult time in the future. Prepaid arrangements offer certainty, clarity and long‑term peace of mind. Beyond the financial aspects, prepaid funerals also allow you to decide on the type of funeral you would like and choose options on various inclusions for your funeral service. This minimises uncertainty about the type of funeral you would like for others.
We are here when you feel ready, to support you with compassion, understanding and clear guidance every step of the way.
To learn more, contact us by phoning
(03) 9419 0004
or email us using the link below
